Real Travel Insurance Claim Costs: How Much Can an Overseas Mishap Cost?
Think travel insurance is an unnecessary expense? Here is a breakdown of what common medical and travel emergencies actually cost out of pocket when travelling overseas.
1. Medical Evacuations & Repatriation
Medical flights require specialised doctors, intensive care equipment, and international clearances. Evacuations from the USA, Europe, or remote island destinations frequently reach $100,000 to $250,000 AUD.
- ✓Ensure your policy provides unlimited emergency medical transport.
2. Hospital Stays & Broken Bones
A broken leg from a ski fall or scooter mishap in Thailand, Bali, or the US can result in $30,000+ in surgery, pins, and hospital recovery fees before airlines will approve you to fly home.
- ✓Airlines will often refuse passengers with full leg casts unless extra seat rows are booked.
Frequently Asked Questions
Does the Australian Government pay for overseas medical bills?
No. The Australian Department of Foreign Affairs and Trade (DFAT) and Australian embassies will assist with consular support, but they cannot pay your medical bills or fly you home.
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General advice only. Please read your insurer's Product Disclosure Statement (PDS) to ensure a policy meets your personal needs before purchasing.